Best 20 Accounting and Finance Software (2025) – Manage Money Smarter 

🧠 Discover the Top 20 Accounting and Finance Software Tools for 2025.

From mainstream options like QuickBooks and Xero to specialized solutions for small businesses, this guide covers the best apps for budgeting, bookkeeping, tax management, and financial analysis. Find the perfect tool to manage your money smarter. 

1-20: Mainstream and Industry-Standard Accounting Tools

1. QuickBooks Online 

 A cloud-based accounting software for small businesses. 

Great for year end Tax Accounting!
https://quickbooks.intuit.com

2. Xero 

 A cloud-based accounting software for small businesses.
https://www.xero.com

3. FreshBooks 

 A cloud-based accounting software for freelancers and small businesses.
https://www.freshbooks.com

4. Wave Accounting 

 A free, cloud-based accounting software for small businesses.
https://www.waveapps.com

5. Zoho Books 

 A cloud-based accounting software for small businesses.
https://www.zoho.com/books

6. Sage 50cloud 

 A desktop accounting software for small businesses.
https://www.sage.com/en-us/products/sage-50cloud-accounting

7. Sage Business Cloud Accounting 

 A cloud-based accounting software for small businesses.
https://www.sage.com/en-us/products/sage-business-cloud-accounting

8. Kashoo 

 A cloud-based accounting software for small businesses.
https://kashoo.com

9. FreeAgent 

 A cloud-based accounting software for freelancers and small businesses.
https://www.freeagent.com

10. AccountEdge 

 A desktop accounting software for small businesses.
https://www.accountedge.com

11. MYOB 

 A cloud-based accounting software for small businesses.
https://www.myob.com

12. NetSuite ERP 

 A cloud-based ERP system with accounting features.
https://www.netsuite.com

13. Odoo 

 An open-source ERP system with accounting features.
https://www.odoo.com

14. Microsoft Dynamics 365 Business Central 

 A cloud-based ERP system with accounting features.
https://dynamics.microsoft.com/business-central

15. SAP Business One 

 A cloud-based ERP system with accounting features.
https://www.sap.com/products/business-one.html

16. Tally.ERP 9 

 A desktop accounting software for small businesses.
https://tallysolutions.com

17. GnuCash 

 A free, open-source accounting software for personal and small business use.
https://www.gnucash.org

18. Manager 

 A free, desktop accounting software for small businesses.
https://www.manager.io

19. ZipBooks 

 A cloud-based accounting software for small businesses.
https://zipbooks.com

20. Pabbly Subscription Billing 

 A cloud-based subscription billing and accounting software.
https://www.pabbly.com/subscriptions/

Explore more tools for your business. Visit our 

Productivity Software Index for the best apps in every category.